In today’s digital age, most of the services are done online. New services are coming in the banking sector as well. Now online bank account is opened even without going to the bank. Similarly, friends can now also avail loans through mobile applications. So today we will talk about one such application. whose name Kissht Instant Loan Application છે. Let’s get all the information about it then.
Kissht Instant Loan Application
The Kissht Instant Loan Application offers online services. This application named Kissht Instant Loan Application. With this app you can get loan from mobile. You can get Personal Loan up to Rs.100000 by doing KYC in few minutes through your mobile.
Get a personal loan over the phone at home or buy any product on EMI. The information provided about Kissht Loan App is for informational purposes only, and you must consult your financial advisor before applying for a loan.
Highlight Table
| subject | Information |
| Lender Application Name | Kissht Instant Loan Application |
| Loan amount | Rs. 1000 to 1 lakh |
| Time to get a loan | 5-10 minutes (after completion of KYC) |
| Documents required for loan | PAN Card, Aadhaar Card, Bank Statement or Salary Slip, Mobile Selfie |
| Loan Eligibility | Indian Citizen, Age 21-55, Monthly Income Rs. 12,000+ |
| Benefits of Loans | Loan without guarantee, EMI options, fast approval |
| Interest rate | 24% per annum (may vary according to CIBIL score) |
| Fees and Charges | Processing Fee: 2%, Interest: 25%, GST: 18% |
| EMI option | Duration of 3-24 months |
| Steps to take loan in execution | Download Kissht App -> Sign Up -> KYC -> Loan Application -> Loan Approval |
| Buy through EMI | Shopping by EMI on 50+ ecommerce sites including Flipkart, Amazon, Zepto, Messo |
| contact | Phone: 022 62820570, Whatsapp: 022 48913044, Email: Care@kissht.com |
Important Features to Use Kissht Loan App
How many features this app has to use. Which is as follows.
- Through this application you can get loan from home through mobile.
- Through Kissht Application Rs. Loans can be availed from 1000 to 1 lakh rupees.
- No guarantee will be given for the loan (Without Guarantee).
- No income proof or salary slip is required for loan.
- Online application for loan can be done in 5 to 10 minutes through this application.
- In this app Cash Loan, Consumer Loan for Credit Line Line of credit is available for loans.
- Repayment loans are reusable and do not require repeated approvals.
- There are repayment options of 3 to 24 months after availing the loan.
- 100% digital process, no need to submit any documents.
- Smaller and easier EMI options are available for loan repayments.
- Products can be purchased in EMI on sites like Zepto, Amzon, Flipkart and Messo using Kissht Instant Loan Application.
- This app is approved by RBI.
- Debit Card, Net Banking, UPI along with bank transfer options are available.
- Timely repayment increases the CIBIL score, which makes it easier to get more loans in the future.
What is Kissht Application?
Kissht Application is a Fintech Lending platform. Which can be installed from Google Play Store or App Store. Personal Loans, Consumer Loans and Credit Line Loans can be availed using Kissht Loan Application. Registered name of Kissht Application is “ONEMi Technology Solutions Pvt. Limited.
Eligibility for availing loan
Before applying for a loan through Kissht App, it is necessary to check your eligibility. Follow the criteria below to check your eligibility for the loan:
- Should be an Indian citizen.
- Applicant’s age should be between 21 to 55.
- At least Rs. 12000 per month income (Monthly Income Source) should be.
- good CIBIL Score should be
- Aadhaar card number should be accompanied by mobile number.
- Saving Account should also have internet banking.
- This Kissht Loan Application લોન Get involved in whether your city? Check it out.
Documents required for loan from Kissht Loan Application
To get loan from this loan application the following documents should be present.
- Identity document: PAN Card
- Address proof: Aadhaar Card
- Income proof: Bank Statement or Salary Slip
- Your Mobile Selfie (Live)
Interest on Kissht Instant Loan App:
Kissht offers you loans at up to 24% annual interest. If your good credit history (Credit History) If yes, the interest may be lower. If you have delayed the loan earlier, the interest rate may be higher.
Fees and Charges:
Some charges are fixed for availing loan from this application. Which is as follows.
– Processing Fee: Up to 2%
– Interest: Up to 25% per annum
– Penalty: Penalty for delay in payment
– GST: 18%
How to get loan from Kissht Application?
Following is the information on how to avail loan from this mobile application.
1. First download and install Kissht App from Google Play.
2. Then sign up with your mobile number.
3. Then submit the KYC documents in your profile.
4. Check eligibility.
5. Loan Agreement (Loan Agreement Accept) accept.
6. Now fill your Bank Detail
7. Kissht Loan App team will give loan after verifying your details.
How to use Kissht App?
With Kissht App you can shop on Flipkart, Myntra, Makemytrip, Amazon, Samsung, Caratlane, Oppo, Kohinoor and more than 50 ecommerce sites through EMI. If you have Kissht Line of Credit, you can easily pay through EMI.
Features of Kissht Instant Loan App:
- Loan Amount: Loans ranging from Rs 1,000 to Rs 1,00,000 can be availed through Kissht App.
- Loan disbursement within minutes: Loan disbursement starts within 5 to 10 minutes after completion of KYC process.
- Loan without guarantee: Loans are given without the need of any kind of land or other collateral.
- Approval of Rights: Kissht Application is approved by RBI approved NBFC.
- Options of EMI: There are easy options of EMI, which can easily repay the loan.
Advantages of Kissht App:
There are several advantages to getting a loan from this application. Which is as follows.
1. Fast Payment: Loan approval is available within minutes.
2. Loan without security: Easy EMI option with getting loan without guarantee.
3. Importance of Timely Payment: Timely payment will improve the CIBIL score, making it easier to get more loans in future.
4. Multiple Payment Options: Payment via Debit Card, Net Banking, UPI and Bank Transfer.
5. Online Shopping: Shopping on over 50 e-commerce sites through EMI using Kissht App.
Other Features of Kissht App
Use Kissht App not only to get a loan but also to make your financial planning easier.
– Cash Loan: Kissht App also gives you cash loan based on line of credit, so you can get the loan amount in your account and use it for necessary expenses.
– Payment in EMI: Using the EMI option, you can shop in bulk, and repay the amount in 3 to 24 months.
– 100% Digital: Kissht Instant Loan App is fully digital, so you don’t need to submit any documents manually. The entire process is done over the phone, which saves both time and effort.
Use of Kissht App in financial planning
Using Kissht App is not only helpful for taking loans, but can also help in improving your credit score, shopping at lower EMIs and simplifying financial arrangements. If you keep making loan repayments on time, your CIBIL score goes up, and you have more flexibility to get more loans going forward.
