Today the digital age is going on. In earlier times, the loan had to be done on various papers, today computers have taken place. Friends in today’s fast changing era everyone needs money. Sometimes money is needed for a business or business. There are many banks and applications available today that offer loans. So today we will get information about such digitally serviced loans. Friends today we will get information about Aadhar Card Loan.
Aadhar Card Loan
Aadhar Card Loan : Dear Readers, If you are going through any financial problem and need money urgently, you can easily get Rs. Can get loan up to 50,000/-. Through this article, we will tell you how to take Aadhaar card loan. This article explains the whole process of taking loan from Aadhaar card.
Highlight Point
Name of Article | Aadhar Card Loan : Get loan up to Rs 50,000/- through Aadhaar card at home |
How many rupees will get an instant loan? | Rs. 50,000/- upto |
Which banks or companies offer loans? | Buddyloan, Kotak Mahindra Bank, Tata Capital, InstaMoney, MoneyView અને Navi |
How to apply? | Online |
What is the Eligibility for Aadhar Card Loan?
There are certain eligibility criteria for availing Aadhar Card Loan. You must have the following qualifications.
- To avail this loan the age of the applicant should be between 21 years to 60 years.
- To avail this loan, CIBIL score should be 750 or above.
- Minimum monthly salary Rs. 15,000/- should be.
- Aadhaar card should be linked with your mobile number.
- The applicant should not have been declared insolvent by any bank or a fugitive from law.
Interest Rate on Aadhar Card Loan
The interest rate is fixed in loans obtained through Aadhaar card. Which usually has the same interest rate as the personal loan. Generally this interest rate ranges from 10.50% to 14%. Depending on the bank or institution you are taking the loan from, this interest rate may vary.
Important Documents to Get Aadhar Card Loan
To get a loan through Aadhaar card, you must have the required documents for the loan application. Information about all these documents is given in the list below.
- of the applicant Aadhaar Card
- mobile no
- PAN card
- Passport size photograph
- Bank account passbook
- Pay slip
- Form 16 (if any)
Note:- If a person does not have a PAN card, in this case he can also use a driving license, voter ID card or passport.
How to apply for Aadhar Card Loan online?
If you have also decided to get a loan through Aadhaar card. So you have to apply online for that. For which you can apply online in the following way.
- First of all, which bank or company should you take a loan from? decide that.
- In Aadhaar card loan granting banks or companies Buddyloan, Kotak Mahindra Bank, Tata Capital, InstaMoney, MoneyView અને Navi etc. includes many.
- Go to the official website of this company or bank.
- On the home page of their website click on the menu named Aadhar Card Loan / Personal Loan.
- Now a new page will open in front of you. In which information like your name, mobile number, date of birth, Aadhaar card number, PAN card etc. will be asked.
- Fill all your information online.
- Now you open the next tab.
- Select the loan amount and tenure on this page.
- Now your documents and eligibility will be checked by the concerned bank or institution.
- Loan application will be approved after checking your documents.
- If found ineligible, your loan application will be rejected.
Through this simple process, you can spend Rs. Can get loan up to 50,000/-.
Who gives Aadhaar card loan?
These loans are offered by many banks and online applications. Among which the most popular names are as follows.
- Buddyloan
- Kotak Mahindra Bank
- Tata Capital
- InstaMoney
- MoneyView
- Navi